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Showing posts from July, 2025

All My Lovin’

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  Love your review… the magic of the  Beatles is their simplicity… or I’ll say their apparent simplicity. They motivated us to start a R&R band and assign the parts; you’re Paul, your George, your Ringo… and I’ll do John. It seemed doable… and it was doable or passable but Never, ever duplicated. It was simple enough to inspire but profound enough to forever aspire. Oh and All My Lovin’… their first album, Meet the Beatles, not even the lead hit song and yet the rhythm guitar is Impossible 😮 And for a little more on the miracle of the Beatles and the deeper meaning of Julia is Nowhere Boy https://youtu.be/x_9lcdX85Pg?si=D1_Fg50v7AMIazo6 And while we’re on the subject, my sister Linda and I were at Ed Sullivan when they performed this song… Thanks Dad!!! 😊

Investments

 CAGR Compound Annual Growth Rate 10-Year Growth Potential: QQQ vs. SMH vs. TOPT Key Facts at a Glance ETF Index/Focus Category 10-Year Past CAGR* Growth Outlook (2025–2035) Diversification Volatility QQQ Nasdaq-100 Large-cap Growth ~18–19% 1 2 High—innovation/tech-driven Broad (tech-heavy) Moderate-High SMH Semiconductors Sector (Tech) ~24–28% 3 4 Highest—AI, chips, sector growth Narrow (semis) High TOPT Top 20 US Stocks Large-cap Blend N/A (New fund) Moderate—mega-cap stability Very narrow (top 5 = 60%+) Moderate *Past performance is not a guarantee of future results. TOPT was launched in late 2024, so no real 10-year track record exists. QQQ: Invesco QQQ Trust Tracks the Nasdaq-100 : Includes Microsoft, Apple, NVIDIA, Amazon, etc.—a mix of tech and consumer giants. Past 10 Years :  ~18–19% annualized return, outpacing most broad indexes 1 2 . 10-Year Outlook : Positioned for continued innovation: AI, cloud, e-commerce, digital services. Tech sector dominance may persist, bu...

Investments

  QQQ vs SMH: Growth Potential for a $50K Investment Recent Performance Snapshot ETF 1-Year Return 5-Year Annualized Return 10-Year Annualized Return YTD 2025 Return Expense Ratio QQQ +12–16% 1 2 3 ~18% 4 2 ~18% 4 3 ~9% 3 0.20% 3 SMH +38% 1 ~28–37% 1 4 3 ~28% 4 3 ~18% 3 0.35% 3 QQQ  tracks the Nasdaq-100, offering wide tech exposure. SMH  is focused on semiconductor companies (NVIDIA, TSMC, Broadcom, etc.), benefiting from high sector growth. Growth Drivers & Outlook SMH (VanEck Semiconductor ETF) Outperformed QQQ in all recent periods:  1-year, 5-year, and 10-year annualized returns are significantly higher. AI and Technology Tailwinds :  Semiconductor demand is expected to remain strong thanks to artificial intelligence, cloud computing, 5G, and automotive applications 1 5 . Key Holdings :  Companies like NVIDIA and TSMC, which are at the heart of current tech innovations and manufacturing. Analyst Projections :  The consensus expects continued r...

Investments Why Invesco Stock Is Soaring After Proposing This Change to Popular QQQ ETF

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Why Invesco Stock Is Soaring After Proposing This Change to Popular QQQ ETF Link to Article  Why Invesco Stock Is Soaring After Proposing This Change to Popular QQQ ETF Invesco's QQQ ETF is one of the largest exchange-traded funds on the market. May James / SOPA Images / LightRocket / Getty Images Key Takeaways Invesco shares surged to lead S&P 500 gainers Friday. The investment manager said in a filing that it's looking to change the structure of its popular Invesco QQQ Trust ETF tracking the Nasdaq 100 Index. The move would allow Invesco to start collecting revenue from the fees the fund generates. Invesco ( IVZ ) shares surged Friday after the investment manager said it's looking to change the structure of its popular Invesco QQQ Trust ( QQQ ) exchange-traded fund tracking the Nasdaq 100 Index , in a move that could make it more profitable for Invesco. Shares of Invesco jumped over 15% to lead the day's gainers on the S&P 500 ....