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Showing posts from July, 2025
Rediscovering Ourselves Part 2
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All right. So, this is part two of self-discovery, suddenly single and self-discovery. And uh so Alice and I are talking about these things and why I love you, Alice. First, these are not in any particular order, but first because we are truly friends. And I, you know, we don't need to go into accolades about that too much, but I think having a a true friend of the opposite sex, the opposite gender is very meaningful because you you really get to know a person, but you have a different point of view. You have adifferent you lived a different life as a as a female, as a girl than I did as a guy. And that's a good thing. You know, we learn different things in different ways. But um you know uh so I value our friendship and I value my men friends too but I think this is unique and we'll just start with that. Oh, I know. Oh jeez. Yes, man. Oh, man. It is so funny. But but yeah, so we were we were talking. So, um I was saying I used to get thumped on the leg if I started to ge...
Rediscovering Ourselves Part 1
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Okay. >> Hey there, YouTubers. This is Pete and Alice having another in I keep looking for the right word without, you know, overstating it. Having another fascinating discussion about self-discovery, rediscovering ourselves as suddenly single. >> That's it. >> You know, >> that's it. >> And part of that is just like we were just talking about rediscovering our dogs, too. you know, rediscovering our dogs is truly a member of the family, you know, kind of almost>> Yes, that's and they would behave differently if we weren't single. >> See, you're right because you're exactly right. They are like like I was saying, they're kind of like toddlers. And when you are married or when you have other focus of responsibility or relationship, you can't spend all your time doing a toddler. But with when when they're gone, oh, all of a sudden, you know, they become your best friend, your confidant. And you know, for me, I...
Do Mineral Hot Springs Baths Promote Good Heath?
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Yes, mineral hot springs baths are widely believed to promote good health, and many people experience a variety of benefits from soaking in them. 1 This practice, often referred to as balneotherapy, has been used for centuries. 2 Here's a breakdown of some of the commonly cited health benefits: Relaxation and Stress Reduction: The warm water and tranquil environment of hot springs are excellent for promoting deep relaxation, easing stress, anxiety, and improving overall mood. 3 This can also lead to better sleep. 4 Pain Relief: The heat of the water helps to soothe sore muscles and joints, making it particularly beneficial for conditions like arthritis, fibromyalgia, and general aches and pains. 5 The buoyancy of the water also takes pressure off joints. 6 Improved Circulation: The warm water can dilate blood vessels, increasing blood flow throughout the body. 7 This improved circulation delivers more oxygen and nutrients to tissues an...
All My Lovin’
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Love your review… the magic of the Beatles is their simplicity… or I’ll say their apparent simplicity. They motivated us to start a R&R band and assign the parts; you’re Paul, your George, your Ringo… and I’ll do John. It seemed doable… and it was doable or passable but Never, ever duplicated. It was simple enough to inspire but profound enough to forever aspire. Oh and All My Lovin’… their first album, Meet the Beatles, not even the lead hit song and yet the rhythm guitar is Impossible 😮 And for a little more on the miracle of the Beatles and the deeper meaning of Julia is Nowhere Boy https://youtu.be/x_9lcdX85Pg?si=D1_Fg50v7AMIazo6 And while we’re on the subject, my sister Linda and I were at Ed Sullivan when they performed this song… Thanks Dad!!! 😊
Investments
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CAGR Compound Annual Growth Rate 10-Year Growth Potential: QQQ vs. SMH vs. TOPT Key Facts at a Glance ETF Index/Focus Category 10-Year Past CAGR* Growth Outlook (2025–2035) Diversification Volatility QQQ Nasdaq-100 Large-cap Growth ~18–19% 1 2 High—innovation/tech-driven Broad (tech-heavy) Moderate-High SMH Semiconductors Sector (Tech) ~24–28% 3 4 Highest—AI, chips, sector growth Narrow (semis) High TOPT Top 20 US Stocks Large-cap Blend N/A (New fund) Moderate—mega-cap stability Very narrow (top 5 = 60%+) Moderate *Past performance is not a guarantee of future results. TOPT was launched in late 2024, so no real 10-year track record exists. QQQ: Invesco QQQ Trust Tracks the Nasdaq-100 : Includes Microsoft, Apple, NVIDIA, Amazon, etc.—a mix of tech and consumer giants. Past 10 Years : ~18–19% annualized return, outpacing most broad indexes 1 2 . 10-Year Outlook : Positioned for continued innovation: AI, cloud, e-commerce, digital services. Tech sector dominance may persist, bu...
Investments
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QQQ vs SMH: Growth Potential for a $50K Investment Recent Performance Snapshot ETF 1-Year Return 5-Year Annualized Return 10-Year Annualized Return YTD 2025 Return Expense Ratio QQQ +12–16% 1 2 3 ~18% 4 2 ~18% 4 3 ~9% 3 0.20% 3 SMH +38% 1 ~28–37% 1 4 3 ~28% 4 3 ~18% 3 0.35% 3 QQQ tracks the Nasdaq-100, offering wide tech exposure. SMH is focused on semiconductor companies (NVIDIA, TSMC, Broadcom, etc.), benefiting from high sector growth. Growth Drivers & Outlook SMH (VanEck Semiconductor ETF) Outperformed QQQ in all recent periods: 1-year, 5-year, and 10-year annualized returns are significantly higher. AI and Technology Tailwinds : Semiconductor demand is expected to remain strong thanks to artificial intelligence, cloud computing, 5G, and automotive applications 1 5 . Key Holdings : Companies like NVIDIA and TSMC, which are at the heart of current tech innovations and manufacturing. Analyst Projections : The consensus expects continued r...