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Showing posts from June, 2025

Accepting Loss and Moving Forward - Summary Insights

 ### Summary  In this heartfelt conversation, Pete and Alice explore the challenging journey of coping with the loss of a spouse and learning to live again while honoring past love. They emphasize the importance of accepting loss, embracing change, and gradually moving forward without guilt or pressure to “move on” in a conventional sense. Both share personal stories about how physical spaces—homes where memories were made—can either anchor grief or serve as catalysts for healing and growth. They discuss the critical process of learning to live alone and becoming comfortable with oneself after years of partnership, highlighting the significance of self-love and self-acceptance as foundational to forming healthy new relationships.  The dialogue touches on the complex emotional landscape of dating later in life, where one navigates not only personal healing but also relationships with adult children and new partners. They caution against rushing into relationships out of ne...

Accepting Loss and Moving Forward

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  https://youtu.be/UKOqSc98UK0?si=Kzd7UMOcq4T2Tf6w Okay, there folks um in podcast land. This is Pete and Alice. Hey Alice. Hi. And we're sharing our insights again, our experiences again. And um you know the topic today seems to be moving towards you know kind of coping with loss. And I don't I don't really want to say moving on, but in a way it is moving on, moving forward, putting the love that we had for our spouse and now the loss, kind of letting it mellow into part of our past where we we now see a future. I think that's it more than anything. I kind of start I'm startingto feel fortunate, happy, gratified. a lot of good things. I felt closer to people over this last year. I like what you said about accepting the loss and then moving forward. Yeah. And that's, you know, I was thinking back on my house in South Carolina and how much I'll always love it as my favorite house, right? But it didn't work for me for five years because of my personality. ...

What Brings Autistic People Joy?

  https://www.psychologytoday.com/au/blog/positively-different/202506/what-brings-autistic-people-joy What Brings Autistic People Joy? New research showcases the diversity in autistic flourishing. Updated  June 22, 2025     Reviewed by Jessica Schrader I remember being in the middle of a lake. Alone. Just me, water, the sky, and far-away trees. It was a bliss. Being alone with nature can be an exquisite source of joy. I remember dancing with joy. Alone. In the office. At 2 a.m. I had analyzed the results of an organizational climate study, and they were exactly as I predicted. Knowledge can be a powerful source of joy. And writing? The glorious work of finding just the right words and stringing them together to express just what I want to express and how I want to express it? Oh, the tears of creative joy. Autistic Joy, Misunderstood  Too often, others assume that  autistic  lives are sad. Joyless. In need of “fixing.” But autistic experience can be in...

Comparison Table (June 2025)

  If you are seeking   high monthly yield with low risk to principal   among the products discussed—NETL, SPAXX, FZDXX, and top money market or high-yield savings accounts—the best choice prioritizing principal safety is a   money market fund or high-yield savings account . Comparison Table (June 2025) Product Type Example(s) Annual Yield Monthly Income on $100k Principal Risk Liquidity Money Market Account Presidential Bank, Brilliant Bank 4.15–4.37% $346–$364 None (FDIC insured) 1 2 3 High Money Market Fund FZDXX, SPAXX 4.39–4.76% $366–$397 Minimal (very stable) 7 High High-Yield Savings Axos, LendingClub 4.40–4.66% $367–$388 None (FDIC insured) 4 High REIT ETF NETL ~4.9–5.2% ~$412 Moderate (market risk) High Key Points Money Market Accounts, Money Market Funds, and High-Yield Savings Accounts  offer yields in the 4.15%–4.76% range, with principal protection (FDIC insurance for bank accounts; extremely low risk for money market funds) 1 2 3 4 7 . NETL  of...

Yield Comparison: ETFs vs. Annuities

  Several ETFs and mutual funds currently offer yields that are similar to or higher than typical fixed annuity payouts, while allowing you to retain ownership of your shares and simply withdraw the dividends as income. Here’s how they compare: Yield Comparison: ETFs vs. Annuities Fixed annuities  often pay out around 5%–6% annually on the initial premium, with payments fixed for the contract period 9 10 . High-yield ETFs  can offer annual yields ranging from about 4% up to nearly 10%—often higher than most fixed annuities, although with greater risk and variability 2 1 5 . Top High-Yield ETFs (2025) These ETFs provide yields that meet or exceed typical annuity payouts: ETF Ticker Name Dividend Yield (2025) KBWY Invesco KBW Premium Yield Equity REIT ETF 9.66% XSHD Invesco S&P SmallCap High Dividend Low Volatility 7.35% SPHY SPDR Portfolio High Yield Bond ETF 7.7% MLPA Global X MLP ETF 7.5% SJNK SPDR Bloomberg Short Term High Yield Bond ETF 7.4% HYDB iShares High Yield...

The Ebb and Flow - Part One

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  [Music] And here we are. This is Pete and I have my lovely friend Alice on the other end. And we are going to share our wisdom of life. And today's topic is what heaven flow and sometimes Peter sometimes lack of wisdom. Oh my god. Well, lack of wisdom. Well, Alice, that might be the air of the flow then. You might have just hit the nail on the head. Well, or wisdom and lack of wisdom. That's a good one. Yeah. Wisdom and lack of That's great. There you go. Which one are you? Well, God. Oh my gosh. You know what's great? I'm happy with with myself when I'm either one. Now, when I was young, I always wanted to be the wisdom side, but now that I'm older, I like being the lack of wisdom. There you go. I just like to be flighty and funny and happy and goofy and not worrying about being wise, you know, right? being yourself and being happy with yourself. I you know, Alice, it's truly a huge accomplishment to be happy with yourself. I I take this from watching...